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…to paper towels, gloves, employee wages, insurance, taxes, rent, and other overhead expenses. Product costs have to be covered so the owner can break even. In service industries, materials cost…
Read More…training – understanding chart of accounts, double entries, payroll and more. Sometimes, for really small businesses, it is easier to outsource some functions like payroll or taxes. Beware not to…
Read More…failures); Tracking promotional gifting; Keeping books (taxes, sales, expenses, etc.); Maintaining customer records (data base and files – tracking sales, products used; Keeping employee records (hiring, firing, promotions, transfers, job…
Read More…bracket you fall into. Dr. Coleman shakes her head “you don’t know what you don’t know… until you do.” As it relates to taxes, Dr. Coleman’s advice to those who…
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Read MoreLast week I spoke by phone to a gentleman who was looking for a loan for his business. He has a small retail business in rural New Mexico and has…
Read More…is limited. For questions, please contact Zoe Otero-Martinez @ 505.246.6945. Money Learning Lab First * First Last Last Email * Enter Email Confirm Email * Confirm Email Phone * City,…
Read More…Examples of industries would be restaurants, manufacturing, retail, jewelry, automotive, small appliances, and the list continues. New industries emerge from time to time like satellite television and mobile phones. Other…
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